Terms and Conditions
These terms and conditions govern your use of our Chama Smart application (the "Application") and the services provided through it. By using the Application, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use the Application.
You must be 18 years or older to use the Application. By using the Application, you warrant and represent to us that you are 18 years or older and that you have the authority to bind any chama or group that you represent to these terms and conditions.
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. We reserve the right to refuse service, terminate accounts, remove or edit content at our sole discretion.
The Application allows you to manage the records of members of small Chamas or groups, including but not limited to records of their contributions. You are responsible for ensuring that any content you upload to the Application is legal and does not infringe any rights of any third party. You must not upload any content that is defamatory, offensive or in breach of any laws.
We will use your personal information in accordance with our privacy policy and in compliance with the General Data Protection Regulation (GDPR) and the Kenyan Data Protection Act, 2019. By using the Application, you consent to such processing and you warrant that all data provided by you is accurate.
We are the owner or the licensee of all intellectual property rights in the Application, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
The Application is provided on an "as is" and "as available" basis without any representation or endorsement made and we make no warranties of any kind, whether express or implied, in relation to the Application, or any transaction that may be conducted on or through the Application including but not limited to, implied warranties of non-infringement, compatibility, security, accuracy, conditions of completeness, or any implied warranty arising from the course of dealing or usage or trade.
Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or we reasonably suspect that you have breached these terms and conditions in any way, we may:
We may revise these terms and conditions from time to time.
The Kenyan courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site. These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of Kenya.
In accordance with the GDPR, you have the right to access, correct or delete any personal data that we hold about you. You can exercise this right by contacting us at [Email Address].
We will retain your personal data for as long as necessary to provide the services through the Application and to comply with our legal obligations. After this period, we will delete or destroy your personal data in a secure manner.
The Application may include links to third-party websites, applications or services. We have no control over and are not responsible for the content or practices of these third-party websites, applications or services. By using the Application, you acknowledge and agree that we are not responsible for any loss or damage that you may incur as a result of your use of these third-party websites, applications or services.
These terms and conditions, together with our privacy policy, constitute the entire agreement between you and us in relation to your use of the Application and supersede all previous agreements in respect of your use of this website.
The full name of our company is Techspace Hub. You can contact us by email, at techspaceke@gmail.com if you have any questions about these terms and conditions.
By participating in the beta testing program for the Application, you acknowledge that the Application may contain bugs, errors, or other issues that could affect your use of the Application. You agree that your use of the Application during beta testing is at your own risk and that you will not hold us liable for any damages or losses that may arise from your use of the Application during beta testing. We reserve the right to discontinue the beta testing program at any time and to release the Application to the public without further notice. All data and information provided by you during the beta testing program will be deleted at the end of the beta testing program.
By using the Application, you acknowledge that you have read and understood these terms and conditions and agree to be bound by them. If you do not agree to these terms and conditions, you must not use the Application.